{"id":1957,"date":"2026-09-30T00:30:46","date_gmt":"2026-09-30T00:30:46","guid":{"rendered":"https:\/\/lighteningweightloss.com\/wealth\/?p=1957"},"modified":"2026-09-30T00:30:46","modified_gmt":"2026-09-30T00:30:46","slug":"are-you-a-wealth-builder-or-buster-answer-these-7-questions","status":"publish","type":"post","link":"https:\/\/lighteningweightloss.com\/wealth\/?p=1957","title":{"rendered":"Are You a Wealth Builder Or Buster? (Answer These 7 Questions)"},"content":{"rendered":"<p><iframe loading=\"lazy\" width=\"480\" height=\"270\" src=\"\/\/www.youtube.com\/embed\/TjslkO7VGg0\" frameborder=\"0\" allowfullscreen><\/iframe><\/p>\n<p>\ud83d\udcca The 2026 Financial Mutant Survey is officially open! Tell us how you earn, save, invest, and make financial decisions so we can learn more about the Financial Mutant community and build even better content: https:\/\/moneyguy.com\/survey\/<\/p>\n<p>Are you actually building wealth, or are your money habits quietly holding you back? Inspired by the traits in The Millionaire Next Door, Brian and Bo break down 7 habits of wealth builders and everyday millionaires\u2014from living below your means and investing intentionally to avoiding lifestyle inflation, raising financially independent kids, and choosing a career that creates opportunity. Learn how disciplined saving, investing, budgeting, financial independence, and smart money decisions can shape your long-term net worth. If you\u2019ve wondered how millionaires build wealth, what wealthy people do differently, or whether you\u2019re on the path to financial freedom, these seven questions can help you evaluate your progress.<\/p>\n<p>Timestamps<br \/>\n00:00:00 Are You a Wealth Builder or a Buster?<br \/>\n00:01:23 Do You Live Below Your Means?<br \/>\n00:03:06 Are You Maximizing Your Time, Money &amp; Discipline?<br \/>\n00:04:21 Do You Value Financial Freedom Over Status?<br \/>\n00:06:34 Are You Building Wealth Without Parental Support?<br \/>\n00:08:02 Are You Raising Financially Independent Kids?<br \/>\n00:10:04 Are You Good at Identifying Market Opportunities?<br \/>\n00:10:56 Did You Choose the Right Career to Build Wealth?<br \/>\n00:17:42 How Do You Prevent Lifestyle Creep as Your Family Grows?<br \/>\n00:20:49 What Happens to Your HSA After Death?<br \/>\n00:25:28 Why Aren\u2019t More People Building Wealth?<br \/>\n00:30:26 Pay Off a 7.5% HELOC or Fund a Roth IRA?<br \/>\n00:33:29 Should You Take a Pay Cut for a More Fulfilling Career?<br \/>\n00:36:45 Rapid Fire: Your Money Questions Answered<br \/>\n00:44:23 It Does Depend: Revisiting the Rapid Fire Questions<br \/>\n00:55:22 How Much Can You Spend on Travel &amp; Experiences?<br \/>\n00:57:54 Final Thoughts &amp; Financial Mutant Survey<\/p>\n<p>\ud83d\udd17 Financial Order of Operations \u2192 https:\/\/moneyguy.com\/guide\/foo\/<br \/>\n\ud83d\udd17 Are You a Prodigious Accumulator of Wealth? \u2192 https:\/\/moneyguy.com\/resource\/are-you-a-prodigious-accumulator-of-wealth\/<br \/>\n\ud83d\udd17 Inside the Life of a Money Guy Millionaire \u2192 https:\/\/moneyguy.com\/resource\/inside-the-life-of-a-money-guy-millionaire\/<br \/>\n\ud83d\udd17 Ultimate Guide to Mastering Your Money Mindset \u2192 https:\/\/moneyguy.com\/guide\/money-mindset\/<br \/>\n\ud83d\udd17 Ultimate Guide to Investing \u2192 https:\/\/moneyguy.com\/guide\/investing\/<\/p>\n<p>\ud83c\udf93  Brian Preston (CFP\u00ae, CPA) and Bo Hanson (CFA\u00ae, CFP\u00ae) share professional insights to help you own your financial future.<\/p>\n<p>Jump start your journey with our FREE financial resources: https:\/\/moneyguy.com\/resources\/<\/p>\n<p>Subscribe on YouTube for early access and go beyond the podcast: https:\/\/www.youtube.com\/c\/MoneyGuyShow?sub_confirmation=1<\/p>\n<p>Connect with us on social media for more content: https:\/\/moneyguy.com\/link-in-bio\/<\/p>\n<p>Take the relationship to the next level and become a client: https:\/\/moneyguy.com\/become-a-client\/<\/p>\n<p>#WealthBuilding #PersonalFinance2026 #RetirementPlanning #FinancialFreedom<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ud83d\udcca The 2026 Financial Mutant Survey is officially open! Tell us how you earn, save, invest, and make financial decisions [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":1958,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1957","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v17.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/lighteningweightloss.com\/wealth\/?p=1957\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Are You a Wealth Builder Or Buster? 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